Disclosures: (1) Guaranteed Convertible Term premiums based on March 2026 Penn Mutual Guaranteed Convertible Term Life Insurance Rate Table and are subject to change. Your Personal Health Assessment (Average, Above Average, Excellent, and Outstanding) is an estimate of your own personal health and life activities. All policy offers are subject to full underwriting evaluations. Tobacco rates not included. Premiums are level for the duration of the selected term lengths (10, 15, 20, & 30 years). (2) For informational and educational purposes only. Not a recommendation or solicitation to purchase or replace any insurance product. Illustrations are hypothetical and based upon assumptions selected by the user. Actual premiums and underwriting classifications may differ. Before replacing or discontinuing any existing coverage, individuals should carefully consider costs, benefits, surrender charges, and policy provisions.

Registered Representative of, and Securities and Investment Advisory services offered through Hornor, Townsend & Kent, LLC (HTK). Registered Investment Advisor, Member FINRA/SIPC. 800-873-7637, www.htk.com. COMAC Financial is not affiliated with Hornor, Townsend & Kent, LLC. HTK does not offer tax or legal advice. Always consult a qualified advisor regarding your individual circumstances.